Car Accident Attorney Salt Lake City
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If you were recently involved in a motor vehicle accident in Utah, you are likely facing a number of challenges. From obtaining the proper medical care for your injuries to getting your vehicle repaired to managing your everyday expenses while out of work, the aftermath of a serious accident can be overwhelming.
The good news is that you could be entitled to financial compensation, regardless of how the accident occurred or who was at fault. Because Utah follows a no-fault car insurance system, you do not need to prove that someone else was to blame for the crash in order to file a claim; however, you could face a number of difficulties in getting your claim paid. We strongly encourage you to reach out to our Salt Lake City car accident lawyers at Steele Adams Hosman for dedicated legal help. There is no cost and no risk in speaking to a member of our team about your legal options, and we only collect legal fees if we recover a settlement or verdict for you.
Click on any of the topics below to jump to that section on the page:
- Is Utah a No-Fault Car Insurance State?
- Going Outside the No-Fault System
- How Long Do I Have to File a Claim?
- Common Causes of Car Accidents
- Serious Injuries Caused by Car Accidents
- Frequently Asked Questions
Is Utah a No-Fault Car Insurance State?
Utah is a no-fault car insurance state. This means that everyone who drives a motor vehicle in the state must carry no-fault, or personal injury protection (PIP), insurance.
The minimum PIP coverage in Utah is $3,000. After an accident, you can file a PIP claim and receive up to this amount in compensation for certain economic damages, such as medical expenses and lost wages. You do not need to prove that the other driver (or another party) was at fault for the accident in order to file a PIP claim; you can be compensated for your damages even if you were partially, mostly, or entirely to blame.
Going Outside the No-Fault System
The downside of no-fault insurance is its limitations. PIP only covers a certain percentage of specified damages, and it does not provide any relief for non-economic losses, such as pain and suffering. If your medical expenses and other covered damages exceed your PIP coverage, you may need to step outside the no-fault system in order to recover fair compensation for your losses.
There are two ways to go outside the no-fault system and bring a claim against an at-fault driver’s insurance company.
- The first is to prove that you sustained more than the covered amount (i.e., $3,000) in medical bills.
- The second involves proving that you suffered “serious injuries,” as defined by the state.
In Utah, a “serious injury” is one that results in at least one of the following:
- Permanent and significant disfigurement
- Permanent disability
- Permanent and significant impairment
If your injury meets the state’s “serious injury” threshold, you can not only seek no-fault insurance benefits, but you can also bring a third-party injury claim against the at-fault driver’s insurance provider. Additionally, you could have grounds for a personal injury lawsuit against the liable party if the insurance company refuses to settle or disputes your claim.
This also applies when a car accident results in the death of another individual. If your loved one died in an accident, you could have grounds to file a wrongful death claim or lawsuit without having to stay within the confines of the no-fault system.
How Long Do You Have to File a Car Accident Lawsuit in Utah?
Car accident lawsuits are subject to the same statute of limitations as standard personal injury cases in Utah. This means that you have four years from the date of the accident (in most cases) to file your lawsuit. Note that this does not apply to PIP or third-party injury claims, which may be subject to different and stricter deadlines.
We encourage you to reach out to our firm right away if you were recently involved in an auto accident. The sooner our Salt Lake City car accident lawyers can review the details of your situation and begin building your case the better. We are prepared to take on even the most complex of cases, including claims involving:
We have successfully recovered millions of dollars in compensation for victims of all types of motor vehicle accidents, including those involving:
Common Causes of Car Accidents
Understanding the cause of your car accident is important if liability needs to be proven, as is the case if you are seriously injured and are filing a claim outside Utah’s no-fault system. Our car accident lawyers are prepared to investigate your crash to figure out its cause and how it correlates to fault and liability. With ample evidence in hand, we can challenge the opposition and work towards a fair settlement faster.
Four of the worst and most common causes of car accidents are:
- Distracted driving: Drivers of all ages distracted themselves with their smartphones these days. Other forms of driver distractions include eating, drinking, talking with passengers, adjusting the music, and so on.
- Drunk driving: After just one alcoholic drink, a driver’s ability to safely drive will be compromised. Drunk drivers usually experience blurred vision, poor vehicle steering control, slow reaction times, and inaccurate estimations of speed and distance.
- Speeding: Reckless driving is a serious problem throughout Utah and the rest of the country. Out of all the forms of reckless driving, speeding is the most common and often causes the most devastating accidents.
- Exhaustion: When a driver is exhausted after a long day of work or a restless night, they will experience side effects as if they were intoxicated. Exhausted driving is an even bigger issue among commercial truck drivers.
Serious Injuries Caused by Car Accidents
Motor vehicle accidents are among the leading causes of preventable severe injuries in the country. Even when using a seatbelt and airbags, you can be seriously injured in a wreck. Semi-permanent injuries like whiplash can even occur in low-speed collisions, so don’t let an insurance company push you around and insist that your injuries “can’t be that bad” because your crash happened below highway speeds.
Catastrophic injuries often suffered by victims of intense car accidents include:
- Traumatic brain injuries (TBIs)
- Spinal cord injuries
- Permanent scarring
- Broken bones
As a passenger who has been injured in a car accident, you have your options to seek compensation. It depends on the type of insurance you carry, the severity of your injuries, and who was responsible for the accident. If you have PIP insurance, then it can provide for your medical bills in most cases, even though you weren’t a driver. If you don’t or your injuries are severe, then we can talk about filing a claim against the correct driver, who might be the person who was driving your car. We know how to carefully navigate a claim to avoid causing further frustrations between you and the defendant if you know them personally.
Car Accident FAQ
Is it worth getting an accident lawyer?
What questions should you ask your lawyer?
What if the at-fault driver is uninsured?
What if my claim is denied?
How many repair estimates should I get for my vehicle?
Getting back on your feet after a serious car accident can be difficult, but with the right legal team by your side, you can feel confident knowing that someone is protecting you and your rights. At Steele Adams Hosman, we are known for aggressively advocating for our clients and for taking cases to trial whenever necessary. We have secured some of the largest results in the area and are ready to do everything possible to maximize your recovery.
We proudly offer compassionate, client-focused service. When you choose our firm, you will receive direct, personal attention from your attorney from start to finish. We believe in building attorney-client relationships built on honesty, trust, and communication, and we collaborate with our clients to ensure that we are always on the same page when it comes to legal strategies and goals.
At Steele Adams Hosman, we are committed to getting you the compensation you deserve after an injury. Call our team today for a free consultation with one of our attorneys. There is no fee unless we win your case!
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